All it takes to make your online banking as safe as possible and to protect your account from unauthorised access is staying on top of the latest safety alerts and following a few simple rules.
TANs (Transaction Number) can only be used for personal transactions. Your bank will never ask you to enter a TAN for prize draws, security updates or to refund money to your account. Hence, please always use caution if you are asked for your bank details or a TAN when you are not actually making a transaction.
Specify a daily limit for your online banking transactions. Doing so will limit the maximum amount of money that can be withdrawn from your account each day using online banking. This is a very easy and practical method to limit the amount of money available each day in a way that suits your needs, and to limit the risk of unauthorised access.